Get Advice

Are you ready for your dream home?

Interactive budget planner with checklist: Check your budget, your KfW funding options and everything you need to start building your home in Germany.

Go to Budget Planner ↓
Modern bungalow with family
KfWCheck funding
Grace – Your contact for international families

Hi, I'm Grace!

I help international families navigate the path to homeownership in Germany. Many think building a house here is too complicated or too expensive – we prove the opposite. Let's check if you're ready to go!

Your Home Building Readiness
📋 Tick the items below to reach 100%.
Build or Buy?

The Complete Cost Comparison

Should you build or buy a house in Germany? Watch this breakdown of the real costs – and learn how the KfW government loan can make building more affordable than you think.

Self-Check

Do You Meet the Requirements?

✓ Finances & Budget

💡 These values update automatically based on what you enter in the budget planner below.
Net household income:
min. ~€0
Affordable monthly payment: €0
Savings / equity: ~€0
No large consumer loans (car / personal)

✓ Employment & Stability

Permanent employment contracts (unbefristet)
Probation period completed
Residence in Germany
Long-term plans to stay in Germany

✓ Mindset & Preferences

Open to living outside the city center?
Commute of 20-30 minutes is fine?
You really want your own garden!
Budget Planner

Your Personal Budget Planner

Adjust the values to your situation and instantly see how your dream home can be financed.

Bungalow Vivo 90
What you're currently "burning" on rent.
*Relevant for KfW funding eligibility.
See examples →
Total price = m² × €/m²
Optional: Can be built later. But including it now locks in the low KfW interest rate for the full amount and avoids a more expensive follow-up loan.
Optional: Fence, patio, driveway etc. Doesn't have to happen right away — but financing it with the mortgage gives you far better rates than a later consumer loan.
Your Path

9 Steps to Your Own Home

Prefab house neighbourhood

Free Financing Consultation

We work with independent financing advisors who are not tied to any single bank. They compare the best rates on the market and find the ideal financing solution for your project – free of charge and with no obligation.

Request Your Consultation

Your budget planner data will be sent automatically so we can assess your situation right away.

I consent to the processing of my data in accordance with the privacy policy.

Request sent!

FOLLOW US FOR TIPS & TRICKS
FacebookInstagramYouTube
Deutsch

We use cookies and similar technologies to provide an optimal experience, analyse traffic and serve personalised ads (Google Ads, Meta/Facebook Pixel). By clicking "Accept all" you consent to the use of all cookies. Learn more